Freehold Leasehold

Stephanie is shocked to receive a letter from her freeholder about a lump sum service charge payment of twelve thousand pounds, which must be paid in seven days. Filled with fear, she wonders who else got the letter in Sparrow House - the rundown, four storey block in East London where she lives with her husband Robert.

Stephanie's worries intensify because leasehold problems are increasing across the country. Some people have already lost their home due to high service charge bills and exorbitant legal fees.

Meanwhile, they are deeply shocked when an estate agent tells them that the building was sold at auction the previous year and advised them to start a leaseholder's association.....