Year-End Close & 2027 Small Business Budget – Checklist, Profit by Month, Open Items & Break-Even Spreadsheet

Close 2026 in order and plan 2027 in one workbook. A dated year-end checklist that flags overdue tasks, profit and margin month by month with your best and worst month, receivables and payables with days overdue at year end, and a 12-month budget with cost increases, seasonality, cumulative profit and monthly break-even sales with a safety margin. Spanish version and a 9-page getting started guide included. Excel + Google Sheets, no macros. Not accounting or tax advice.