Solar Lease & PPA Transfer Playbook by Provider: SunStrong, Sunnova, Tesla, Spruce (PDF)

Transfer, prepay, or buyout, plus each provider's home-sale process in one place.

With a lease or PPA, a company your buyer never chose has to approve the transfer, and the provider's process sets the timeline, not your closing date. Every provider handles this differently, and the forms are hard to find.

This playbook is for agents who list or sell homes with third-party-owned solar. It explains the three paths at a sale (transfer, prepay, buyout) and how they differ, quotes the kind of language you'll find in real, de-identified residential solar agreements, and gives you a universal transfer timeline. It then summarizes the home-sale process, as publicly posted, for SunStrong, Sunnova, Tesla, Spruce Power, and Mosaic loans, with links to each provider's own page.

What's inside:

• Transfer vs. prepay vs. buyout, compared
• Real (de-identified) contract language to look for
• Universal lease/PPA transfer timeline
• Provider-by-provider home-sale steps and links (checked Oct. 13, 2026)

Written by Christina Mathieson Segura, The Solar Lady of Real Estate™. Since 2010 she has watched what the solar industry did to real estate transactions, and she works the sector from three sides: real estate, mortgage and solar.

Educational only. Not legal, tax, or financial advice. Provider policies change; verify with the provider or servicer, your broker, and a local real estate attorney before acting.