Household Budget Planner & Debt Payoff Tracker (Excel + Google Sheets)

See where household money goes each month, and how long each debt takes at the payment you're making.

What's in the file (Excel + Google Sheets, 4 tabs):

• Monthly Budget — income and expense lines; leftover calculates automatically
• Debt Payoff — name, balance, annual interest rate, monthly payment, months to pay off that debt on its own
• Dashboard — income, expenses, leftover, total debt, total monthly debt payments

Note: payoff time is per debt in isolation. It does not move extra payments from one debt to the next (snowball/avalanche).