Christmas Budget and Gift Tracker: Google Sheets and Excel Spreadsheet + Printable Holiday Planner

Our Christmas budget planner and gift tracker keeps the whole season in one place: who you are buying for, what you planned to spend, what you have actually spent and how much is left.

We built it for people who love giving gifts but don't love the January credit card bill. You set one total holiday budget, give each person a budget, and list your gift ideas with the store and price. Mark each gift Bought, Wrapped and Delivered as you go, and the Dashboard shows your total spent, what is left and how each person and category is doing.

It also covers everything that isn't a gift: food, decor, travel, cards and postage, parties, wrapping supplies and giving. And if you want Christmas paid for in cash, the savings plan tells you how much to set aside per paycheck or per week.

What you can do with it

- See your total budget, total spent and remaining budget at a glance

- Track a budget for every person, and see who still needs a gift

- Mark gifts Bought, Wrapped and Delivered with simple dropdowns

- Plan and track food, decor, travel, cards, events and more

- Work out what to save per paycheck to pay for Christmas in cash

- Print a gift planner, card list, December countdown and meal planner

- Works in Excel or free in Google Sheets. No macros.

How it works

1. Buy and download right away (the link is also in your receipt email).

2. Open the spreadsheet in Excel, or in Google Sheets with File > Import.

3. Print the planner pages you want. A Read Me First page and a 2-page Start Here guide walk you through everything.

What's included

- Christmas Budget and Gift Tracker (.xlsx for Excel and Google Sheets), 5 tabs:

- Dashboard: setup, budget snapshot, paid-for Christmas savings plan, gift progress, spending by category and a by-person summary

- Recipients: room for 40 people, each with a budget, gifts listed, planned, spent, left to spend and a status

- Gift List: room for 200 gifts, with person, gift idea, store or link, price and Bought, Wrapped and Delivered dropdowns

- Holiday Spending: room for 100 non-gift costs in 8 categories, planned vs actual

- Lists: rename the 7 recipient groups and 8 spending categories

- Printable PDF (9 pages, US Letter): cover, holiday budget overview, gift planner, gift ideas by person, December 2026 countdown calendar, holiday to-do countdown, Christmas card list, meal and party planner, notes

- Start Here guide (PDF, 2 pages)

- Read Me First quick start page

Sample rows are filled in so you can see how it works. Clear them and start fresh.

Good to know

- This is an instant download. Nothing is shipped.

- For personal use only. Please don't resell or share the files.

- It is an organizing tool, not financial advice.

- Questions? Email brightledgerstudio@gmail.com and we'll help.

- Designed by us with the help of AI tools.

Thanks for visiting Ledger & Nest Co.

Use code NEST15 for 15% off through Nov 8, 2026.