Paycheck Cheatsheet

Nobody sits you down and explains this stuff.

Not your school. Not HR. Not your parents (usually).

This is the one-page guide I wish someone handed me on my first day of work — written by a finance professional in plain English.

What's inside:

→ The 50/30/20 rule — the simplest framework for where your money should actually go each month

→ What to do with your first $1,000 surplus — in exact order of priority so you don't waste it

→ How to set up your 401k in 10 minutes and get free money from your employer every single paycheck

→ The four accounts everyone in their 20s needs — and exactly what goes in each one

→ Credit score basics — the five factors that determine your score and how to improve each one

→ When to open a Roth IRA and why your 20s is the only time it makes this much sense

Who this is for:

Just started your first real job and have no idea what to do with your money. Been working a few years but still feel like your paycheck disappears. Know you should be doing something smarter but nobody ever explained what.

$7. Instant download. One page. Everything you need.

Disclaimer: This guide is for informational and educational purposes only and does not constitute financial, legal, or tax advice. The information reflects general personal finance principles and may not apply to your individual circumstances. Always consult a qualified financial advisor, tax professional, or attorney before making financial decisions. The author is not a licensed financial advisor. Results vary.