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DIY Credit Ebook 1.0 and 1.5

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It may seem that some people are born lucky to live in beautiful homes, drive fancy cars and travel at a whim. That isn’t always the case; one’s credit profile determines the house she lives in, where he may work, and the lifestyle available to either, or both of them.

This eBook covers the most important topics for credit repair. In our opinion, there are two major concerns to consider in having good credit: first, you need to understand how credit works; second, you need to know how to repair it.

In this eBook we will help you improve your credit. Our goal for you is to reach a 720+ FICO score so that you may have more financial freedom as well as having more purchasing power to live the life of your dreams.

Content of this eBook

This eBook is divided into three sections. The sections can be read in any order you like, but it makes logical sense to read section one first and stop reading after you’ve finished section three. The information is presented in a non-technical style and can be read and implemented by anyone wanting to improve his or her credit profile.

We touch on general information that is available online as well as what’s in books, and we try to go more in depth on every topic presented.

In the first section, we provide information on what a credit report is, the three major credit bureaus and their role, how to get a copy of your credit report, what makes up a credit score, the basic credit reporting laws, the best credit monitoring services, what lenders look for when extending credit, and how negative debt affects your credit profile.

The second section of this book offers actionable steps for repairing your personal credit. We will guide you through the process of how to read your credit reports and how to dispute negative items on your credit reports.
You will get the following files:
  • PDF (6MB)
  • PDF (4MB)