New Year Money Reset Kit

New year, clean slate. This printable New Year Money Reset Kit helps you close out 2026 honestly, set real money goals for 2027, and kick off January with a plan - a no-spend challenge, two savings challenges, and a debt payoff kickoff, all in 4 colorways (Sage, Terracotta, Dusty Blue, Blush).

WHAT'S INCLUDED - 36 pages total (9 pages x 4 colors):

- 2027 Money Kickoff (3 pages): 2026 money year in review with totals and lessons learned, a 2027 money goals worksheet with target amounts and monthly actions, and a January reset checklist (subscriptions audit, bills to renegotiate, autopay setup)

- No-Spend Challenge (1 page): set your own spending-freeze rules and track a 30-day no-spend challenge day by day, with a total saved strip

- Savings Challenges (3 pages): the 52-week savings challenge (save $1,378 in a year) and the 100-envelope challenge (save $5,050)

- Debt Payoff Kickoff (2 pages): a full debt inventory with balances, interest rates, minimum payments and due dates, plus a snowball payoff plan with payoff order and target months

DETAILS:

- Three sizes included: US Letter (8.5 x 11 in), 5 x 7 in, and A5

- 4 colorways included - print your favorite

- Instant download, print unlimited copies for personal use

HOW IT WORKS: Purchase, download your files from Etsy, and print at home or at a print shop.

PLEASE NOTE: Digital download only - no physical item will be shipped. Refunds can't be offered on instant downloads, but message me with any file trouble and I'll help.