# Global Start!

**50/30/20 Budget & Multi-Currency Budget Planners**

*Budget Smarter. Spend Wisely. Manage Money in Any Currency.*

Two complete spreadsheets in one bundle. Build a 50/30/20 budget that frees up extra cash, and track your income and expenses in 57+ world currencies, converted automatically into one base currency. Just enter your numbers and everything else updates automatically.

**What's Inside**

50/30/20 Budget Planner

• 💵 Auto 50/30/20 Split: enter your income and your needs, wants, and savings targets calculate instantly
• 🚦 Budget vs. Actual Tracking: colour-coded alerts show when a category goes over budget
• 📅 12-Month Annual Overview: log your needs, wants, and savings each month and see your full-year trend

Multi-Currency Budget Planner

• 💱 57+ World Currencies: log income and expenses in any currency, converted automatically into your base currency
• 🔄 Exchange Rates Sheet: pick your base currency and update the rates whenever they change
• 🎯 Budget vs. Actual: set a monthly target for each category and compare it to what you actually spent
• 📅 Annual Overview: build a running 12-month trend of your income and expenses

Both workbooks include a live dashboard with KPI cards and interactive charts.

**Why You'll Like It**

Everything recalculates instantly. Change your income, an exchange rate, or a budget target and every total, alert, and chart updates automatically, with no manual work required. Find the money and see exactly where it goes, in one connected toolkit.

**What's Included**

• 2 spreadsheets in one bundle
• Instant .xlsx download
• Compatible with Microsoft Excel 2016+, Microsoft 365, and Google Sheets
• Works on all devices
• No macros, plugins, or add-ons needed
• Works with any currency, with no symbol hard-coded
• Built-in user guide and sample-data preview sheets in every workbook
• Clean, color-coded inputs so you always know what to edit
• Lifetime access and all future updates

**Who It's For**

Anyone who wants a clear picture of where their money goes: expats, freelancers, remote workers, and travellers earning or spending in more than one currency, and anyone who wants a simple, proven budgeting rule to follow. This bundle gives you the real numbers instead of guesswork.

**One-time payment, lifetime access & updates**