Small Steps, Smart Money Choices by Tomilayo Popoola.

Help your child build healthy money habits—one small step at a time.

Small Steps, Smart Money Choices is a practical, parent-and-child money guide designed to introduce children aged 5–12 to essential money skills through short explanations, everyday examples, conversation prompts and simple activities.

No complicated financial language. No lengthy preparation. Simply choose a lesson, spend a few minutes together, and help your child begin making more thoughtful money choices.

Children explore how to EARN • SPEND • SAVE • GIVE • GROW, while learning practical concepts including needs versus wants, smart spending, delayed gratification, savings goals, simple budgeting, banks and digital money, interest, investing and risk, compounding, earning, borrowing, debt and scam awareness.

The guide also includes reusable activities such as a Savings Goal, First Budget, money decision tools, family activities, progress tracker and a Money Smart Kid Certificate of Completion.

What you'll receive:

• 23-page downloadable PDF

• 12 bite-sized money lessons

• Designed for children aged 5–12

• Parent-and-child learning format

• Writing and reflection activities

• Printable A4 format

• Screen-friendly

• UK English

• Personal/family-use licence

Perfect for: family money conversations, home learning, children beginning to receive pocket money, and parents who want a simple starting point for financial education.

Digital product: No physical item will be shipped.

Small steps today. Smarter money choices tomorrow.