HOA Budget & Reserve Planner: Excel Budget, Reserve Component Schedule, Percent Funded + Dues Calculator

Budget season goes smoother when the numbers and the explanation are ready before the meeting. This planner gives your treasurer an Excel operating budget with year-over-year changes, a reserve component schedule that calculates effective age, fully funded balance and a straight-line savings target, and a funding summary that shows percent funded and the monthly dues per unit. The printable side adds a budget calendar, an annual component walk checklist, plain-language definitions and a member budget letter.

What's inside:

• Excel budget, reserve schedule and dues calculator

• Budget season timeline

• Reserve component inspection checklist

• Paper budget workshop worksheet

• Reserve terms explained, with example

• Editable member budget letter

Good to know:

• A planning tool, not a reserve study. Example figures are made up.

Template only, not legal advice. Your association's governing documents and state law control. Have your association's attorney review notices before you send them.