Sinking Funds Tracker Spreadsheet, Savings Goals Tracker for Excel & Google Sheets
Save for up to 20 goals at once (car repairs, holidays, an emergency fund, a trip) and see how much to set aside per month and per paycheck to hit each date. Excel and Google Sheets.
How it works: 1) Download the zip after checkout. 2) Open the .xlsx in Excel, or upload it to Google Drive and open it with Google Sheets. 3) Delete the example rows and type in your own numbers.
What it does:
- List up to 20 funds with a target amount, target date and starting balance.
- See how much to save per month, and per paycheck, to hit each goal on time.
- Log deposits and withdrawals with a fund dropdown; balances update automatically.
- Dashboard with totals, progress bars and a saved-vs-target chart.
What you get: one .xlsx file (Excel 2016+, Excel for the web, imports into Google Sheets) and a short how-to. Instant digital download.
Honest notes:
- It's a spreadsheet, not an app. No bank syncing; you type in your own deposits.
- Comes with example rows. Delete them before you start.
- Planning tool only, not financial advice.
Honest note: images show example data, not real results. This is a planning tool, not financial, tax, legal or medical advice.
Refunds: because it's a digital file, please contact the shop if something doesn't open or work and we'll help.
Works in Google Sheets and Excel · Instant download · Nothing shipped
Buyer questions
Which apps does it open in?
Excel 2016 or newer (including Microsoft 365 and Excel for the web) and Google Sheets: upload the .xlsx to Google Drive, then open it with Google Sheets. You get one .xlsx file (Excel 2016+, Excel for the web, imports into Google Sheets) and a short how-to. Instant digital download.
What happens after checkout?
Payhip shows your download link right after checkout and emails it to you too. You download a .zip with the .xlsx file(s) and a short how-to. It's an instant digital download; nothing physical ships.
Can I edit it?
Yes. Nothing is locked: rename categories, add rows, change colors and type over the example data.
Does it connect to my bank or send reminders?
No. It's a spreadsheet, not an app: you type in your own numbers and nothing is synced or sent.
Are the numbers in the previews real?
No. Previews and the file use example data only. Delete the example rows and add your own.
Can I get a refund?
It's a digital download, so if something doesn't open or work, message the shop through Payhip (or reply to the Payhip email) and I'll help fix it. Refund requests are handled case by case under Payhip's terms.
Is this financial advice?
No. It's an organizing and planning tool with example numbers, not financial, tax, legal or medical advice.
You might also like
- Monthly Bill Tracker ($5): keep regular bills separate from your savings goals. https://payhip.com/b/GBTDW
- Paycheck Budget Planner ($7): set how much goes to each fund every payday. https://payhip.com/b/omBNR
Free how-to guides that use this template (no sign-up): https://cedarandledger.vercel.app/guides/sinking-funds-holiday-budget/
More free guides: https://cedarandledger.vercel.app/guides/
Need more than one? All 13 home budget spreadsheets are in the Household Budget Bundle for $29 ($69 separately): https://payhip.com/b/VLr3c