Single Mom Money RESET -- Free Financial Recovery Starter Kit,Your First Three Tools to Start Rebuilding Your Financial Life as a Single Mom

This starter kit was built specifically for you.

Not adapted from generic budgeting advice. Not written for a couple and then tweaked for singles. Built from scratch for the reality of raising children alone on one income -- with childcare costs, unreliable child support, benefits to navigate and school costs to cover by yourself.

Three tools. Three pages. Your honest starting point.

Tool 1 -- Financial Snapshot Worksheet

Your complete financial picture in one place. Every income source including child support and benefits. Every essential expense including childcare. Your savings. Your debt. Your net position.

Most budgeting books skip child support entirely. This worksheet does not. It tells you to budget your child support at zero -- because your financial plan has to work without it. When it arrives it is a bonus. Not a lifeline.

Fill this in honestly. Do not try to make the numbers look better than they are. The honest starting point is where the real work begins.

Tool 2 -- Single Mom Budget Builder

A budget built for one income. Not adapted from a two-income household. Not a generic template with your name on it. Built from scratch for your life -- solo income, childcare costs, child support variability, school costs and the unpredictable expenses that come with raising children alone.

Includes Charlotte's most important single mom budgeting rule: budget your child support at zero. Your essentials must be covered by your employment income and benefits alone. Everything else is extra.

Tool 3 -- Child Support Tracker

The tool no generic financial book includes.

Child support is the most financially complicated element of single mom life. Reliable one month. Missing the next. Partial payments. Late payments. The financial and emotional stress of not knowing what will arrive.

This tracker documents every payment received -- date, amount, method, whether it was on time -- and gives you space to record any missed or late payments and the steps you took. This is not about distrust. It is about protection. A clear record protects you legally and gives you the evidence you need if things become unreliable.

Every tool includes an AI coaching prompt you can copy into ChatGPT for personalised guidance on your specific situation.

Who this is for:

You are a single mom who is ready to stop avoiding your finances and start seeing them clearly. You may be newly single or have been managing alone for years. You may feel overwhelmed, behind or ashamed of where you are financially.

This kit is your starting point. Not a solution. A starting point. And starting points can be built from.

You are not starting over. You are starting as yourself -- finally.

Charlotte Jones

Charlotte Jones Publishing

Part of the Charlotte Jones RESET System