Airbnb & Short-Term Rental Financial Model | Profitability & ROI Tracker
🏡 AIRBNB & SHORT-TERM RENTAL FINANCIAL MODEL
The #1 Excel Template for STR Hosts Who Want Real Numbers — Not Guesswork
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💡 ARE YOU ACTUALLY PROFITABLE?
Most Airbnb hosts look at their monthly payout and think they're winning — until they factor in the cleaning crew, the platform's cut, the slow months in January, the surprise water heater repair, and the mortgage. Suddenly the math looks very different.
This Excel financial model was built specifically for short-term rental hosts who want to stop guessing and start knowing exactly where every dollar goes — and whether their property is truly delivering a return.
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📊 WHAT'S INSIDE THE TEMPLATE
✅ Property Setup Sheet — Enter your purchase price, down payment, mortgage terms, furnishing costs, and platform fee settings once. The entire model populates automatically.
✅ Revenue & Occupancy Planner — Enter your nightly rates and occupancy % for each month. The model calculates nights booked, gross revenue, platform deductions, RevPAR, and net revenue — month by month, all year long.
✅ Expenses & Operations Tracker — Every real cost a STR host faces: mortgage, property tax, insurance, cleaning (what you actually pay vs. what guests pay), utilities, consumables, maintenance reserves, occupancy taxes, and more. Fixed and variable costs are separated so you always know your baseline.
✅ Dashboard & ROI Summary — Your command center. Instantly see your Net Operating Income, Cash-on-Cash Return, Cap Rate, Break-Even Occupancy Rate, Annual RevPAR, and a full 5-Year Cash Flow Projection with appreciation and equity buildup.
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🎯 KEY FEATURES
• Auto-calculates platform fees for Airbnb (3%), VRBO (5%), or direct bookings
• Seasonal revenue modeling — set different rates & occupancy for every month
• Built-in mortgage payment calculator using Excel's PMT function
• Break-even occupancy rate so you know your minimum threshold to cover costs
• 5-year cash flow projections with customizable growth assumptions
• Tracks true cleaning profit/loss (guest fee charged vs. cleaner cost paid)
• Occupancy tax remittance estimate built in — no surprises at tax time
• No macros, no plugins — works in Excel 2016, 2019, Microsoft 365, and Google Sheets
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👤 PERFECT FOR
• New Airbnb hosts evaluating their first property purchase
• Existing STR hosts wanting to audit their true profitability
• Real estate investors comparing STR vs. long-term rental returns
• Property managers presenting performance reports to owners
• Anyone considering scaling from 1 to multiple STR properties
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⚡️ INSTANT DOWNLOAD — Start analyzing your property today. Just enter your numbers in the blue cells and your full financial picture generates automatically. Includes a detailed Instructions tab so you're never lost.
One-time purchase. Free updates for life.