Laura’s Lifestyles — My Fresh Start Debt & Budget Planner

Laura’s Lifestyles — My Fresh Start Debt & Budget Planner

“You haven’t got to be rich, you just need to be smart.”

Created from my own debt journey, this planner brings together the simple routines I use to organise my bills, manage everyday spending and work towards paying off debt.

With a pretty cream, pink and gold style, the 22-page printable planner gives you space to write everything down and follow clear, practical steps at your own pace.

What’s inside:

• An itemised bills planner.
• Debt lists for balances, interest rates and monthly payments.
• Debt information pages to organise payment details.
• A simple explanation of the debt snowball method, plus a worksheet to plan your repayments.
• Three additional payment trackers to record the source, amount paid and remaining balance.
• An income-minus-bills worksheet to see what’s left for food and extras.
• Weekly and monthly budgets for food, travel and essentials.
• My routines for using separate bills and spending accounts.
• Ideas for putting leftover money towards debt or savings.
• A Christmas gift budget and an optional holiday budget.
• Occasional expenses and a monthly debt progress review.
• My referral links and personal recommendations.

Your budget, your priorities, your fresh start.

You’ll receive an undated A4 PDF to download, print and complete by hand. Reprint the worksheets whenever you need them for your own use.

Please note: This is a digital download; no physical product will be posted. The PDF does not calculate totals automatically. It shares my personal experience rather than personalised financial advice. Some referral links may reward me if you use them; eligibility and current terms apply.

For personal use only. Please do not resell or redistribute.