YOUR FIRST BANK ACCOUNT — A Practical Guide to Opening, Using and Protecting Your Money in the U.S.

Still cashing checks at the store and paying bills with money orders? Living in cash costs hundreds of dollars a year and it’s risky. This practical guide shows you how to open your first account and use it well, even without a Social Security number.

You’ll learn:

• Why an account saves you money and how deposit insurance protects you
• The differences between banks, credit unions and online banks
• Which documents many institutions accept: ITIN, passport, consular ID
• What to do if you were denied an account before
• How to open your account step by step and what to ask before you sign
• How to avoid fees and overdrafts
• How to use the app, digital payments and money transfers safely
• How to protect your money from fraud, and your rights if money is stolen

With real-life examples, checklists and official resources. 34 pages, PDF and EPUB.

This guide is for information only and is not financial advice.

Author: Juan Coss · Juan Coss Library