# Budget Start!

**50/30/20 Budget & Savings Goals Planners**

*Take Control of Your Money. Budget Smarter. Save Boldly.*

Two complete spreadsheets in one bundle. Split your income with the proven 50/30/20 rule, then turn what you free up into savings goals you can track to the finish line. Just enter your numbers and everything else updates automatically.

**What's Inside**

50/30/20 Budget Planner

• 💵 Auto 50/30/20 Split: enter your income and your needs, wants, and savings targets calculate instantly
• 🚦 Budget vs. Actual Tracking: colour-coded alerts show when a category goes over budget
• 📅 12-Month Annual Overview: log your needs, wants, and savings each month and see your full-year trend

Savings Goals & Wealth Building Planner

• 🎯 Up to 8 Savings Goals: set a target and date for each, and see the monthly contribution needed to get there
• 🗒️ Monthly Contribution Log: record every deposit and compare it to your plan
• 🛟 Emergency Fund Planner: size your 3 and 6 month safety net and see how much to save each month
• 🏆 Priority Ranking: see which goals to fund first, ranked by urgency

Both workbooks include a live dashboard with KPI cards and interactive charts.

**Why You'll Like It**

Everything recalculates instantly. Change your income, a budget category, or a monthly contribution and every target, alert, and chart updates automatically, with no manual work required. See where your money goes, then point it at what matters, all in one connected toolkit.

**What's Included**

• 2 spreadsheets in one bundle
• Instant .xlsx download
• Compatible with Microsoft Excel 2016+, Microsoft 365, and Google Sheets
• Works on all devices
• No macros, plugins, or add-ons needed
• Works with any currency, with no symbol hard-coded
• Built-in user guide and sample-data preview sheets in every workbook
• Clean, color-coded inputs so you always know what to edit
• Lifetime access and all future updates

**Who It's For**

Anyone who wants a simple, proven way to manage their money: people starting their first budget, anyone who wants to know where their paycheck goes, and anyone saving for an emergency fund, a home, a holiday, or a big purchase. This bundle gives you the real numbers instead of guesswork.

**One-time payment, lifetime access & updates**