How to Prepare for a No Spend Year

Thinking about doing a no spend year but not quite sure where to start?

This practical printable workbook helps you do the groundwork before your no spend year begins, so you’re not simply waking up on Day One and hoping for the best.

I completed my own no spend year from August 2017 to July 2018, and one of the biggest things I learned was that preparation matters. You need to know what your finances actually look like, what you’re trying to achieve and what your rules are going to be.

Inside the workbook, you’ll work through:

• Why you’re doing a no spend year and what you want to achieve
• Your own no spend rules, exceptions and non-negotiables
• Your household income
• Fixed and variable expenses
• Debts and outstanding bills
• Your annual and monthly financial bottom line
• Savings and resources you already have
• Things you own that you could sell
• What you already have at home
• Anything that genuinely needs repairing or replacing before you begin
• A final checklist to make sure you’re ready

This isn’t about pretending you’ll spend absolutely nothing for a year. You decide your rules based on your own household, finances and priorities.

The aim is to start your no spend year knowing exactly where you stand, what you want to change and why you’re doing it.

14-page digital PDF workbook.

Designed to print at home or use digitally.

Digital product. No physical item will be posted.