Credit Card Clarity Kit
Making regular credit card payments, but your balance barely moves?
The Credit Card Clarity Kit helps you understand your cash flow, compare realistic repayment scenarios and track your progress.
Your download includes:
• An editable Excel planner to organize income, expenses, card spending and payments.
• A comparison of your current position and proposed repayment plan.
• Estimated payoff months and interest costs when your figures support repayment.
• A monthly forecast covering up to 120 months.
• A tracker for 12 statement periods to measure actual results.
• A six-page PDF guide with instructions and worked examples.
NEW IN VERSION 1.1: CHOOSE YOUR CURRENCY
Select USD, ZAR, GBP, EUR, AUD, CAD, NZD, CHF, JPY, INR or AED. For another currency, choose Other and enter its three-letter code.
Your selected currency appears on all four workbook tabs. Enter your own figures consistently in that currency. Currency selection changes the labels only; it does not convert amounts or use exchange rates.
Work through the kit at your own pace, without a consultation or bank connection.
INTRODUCTORY PRICE: US$29, ONE-TIME PURCHASE
Save approximately 28% compared with the scheduled post-launch price of US$40.
Introductory pricing ends on 31 October 2026. The price increases to US$40 on 1 November 2026.
After successful payment, download the ZIP containing your Excel workbook, PDF guide, start instructions and personal-use licence.
BEFORE PURCHASING
This version covers one credit card or debt at one annual interest rate, using one currency throughout. A current Excel application is recommended. Google Sheets and Apple Numbers compatibility have not been verified.
Example figures are invented and must be replaced with your own. Monetary amounts display to two decimal places.
This is an educational planning tool, not personalised financial advice. Forecasts use simplified monthly-interest calculations. Actual bank charges and repayment dates may differ, and results are not guaranteed.