The Second Table by William Ubagan l eBook l Secret Billionaire Becomes Homeless l Love and Romance l Contemporary

What happens when a man who has everything chooses to have nothing?

Jacob Rise is a billionaire heir who has lived his life above consequence—protected by money, status, and a name that opens every door. New York is his playground, success his inheritance, and excess his routine. But when his powerful father lies dying, Jacob is forced into a promise that will dismantle everything he knows: for one full year, he must live without his wealth, his identity, or his influence—or lose it all forever.

Stripped of privilege and reborn as John Perks, Jacob disappears into the city not as an icon, but as an ordinary man. He sleeps in rented rooms and on benches, works minimum-wage jobs, and learns—often painfully—what life costs when money no longer cushions every fall. For the first time, mistakes leave marks. Decisions carry weight. And survival demands humility.

As John navigates a world he was once insulated from, he encounters people who live without safety nets—and without illusions. Among them is Sara Brown, a thoughtful, sharp-witted writer whose quiet strength and unwavering honesty challenge everything John believes about success, love, and worth. Their connection grows not from glamour, but from shared vulnerability, forcing John to confront a truth he has avoided his entire life: intimacy requires surrender, not control.

But disappearing has consequences. As Jacob’s absence rattles boardrooms and markets, powerful forces begin hunting him, threatening the fragile life he has built and the people he has come to care about. When the past finally finds him, John must decide whether to reclaim his old power—or redefine it entirely.

Over the course of one transformative year, The Second Table becomes a story not about losing wealth, but about losing permission to be careless. It is a deeply human, romantic, and quietly revolutionary novel about accountability, belonging, and the courage to sit where you are not entitled—but invited.

Poignant, hopeful, and unflinchingly honest, The Second Table asks a timeless question:

Who are you when no one is watching—and what kind of life is worth keeping when everything else is gone?