2027 Personal Finance System – 9 Excel Tools

EARLY-BIRD OFFER: the first 20 buyers get 25% off with code EARLYMONEY at checkout.

Take control of your money in 2027: a plan for every paycheck, savings for every big bill, a debt-free date and a net worth that grows – in about 30 minutes a week.

9 Excel tools that work together – yearly budget with sinking funds, monthly budget, paycheck planner, expense tracker, bill calendar, debt payoff calculator, savings challenges and net worth tracker – plus the Excel Budgeting in 7 Days mini course and a new Start Here guide to set it all up in one evening.

WHAT'S INCLUDED

• Sinking Funds Tracker & 2027 Annual Budget Planner – $7.99

• 2027 Budget Planner Spreadsheet (monthly + yearly) – $4.99

• Paycheck Budget Planner – bills by paycheck – $3.99

• Monthly Expense Tracker – free on its own

• Bill Payment Tracker & Due-Date Calendar – $3.99

• Debt Payoff Strategy Calculator – snowball & avalanche – free on its own

• Savings Challenge Tracker – 52-week, 100 envelopes, custom goals – $3.99

• Net Worth & Dividend Tracker – $6.99

• Excel Budgeting in 7 Days – mini course PDF + practice workbook – $9.00

• NEW: Start Here guide – which tool to use when, 60-minute setup, weekly 30-minute money date, monthly and yearly review – included

$19 instead of $40.94 for the paid tools bought separately – save 53%. One payment, no subscription.

BEST FOR

Anyone who wants a fresh start with money in 2027: people paid weekly or biweekly, families planning big yearly bills, anyone paying off debt or building savings – without a budgeting-app subscription.

HOW IT WORKS

1. Open START-HERE.pdf and do the 60-minute setup. 2. Use the tool table to know what to open for each money job. 3. Keep it running with the weekly 30-minute money date and a monthly review.

FORMAT / DELIVERY

1 ZIP in 4 folders + START-HERE.pdf. Excel files work in Microsoft Excel (2016+/365, Windows or Mac) and open in free Google Sheets; every file has a Start Here sheet. Instant digital download, no subscription. Planning tools – not financial, tax or investment advice.

FAQ

What exactly do I get?

9 Excel money tools in one ZIP (yearly budget + sinking funds, monthly budget, paycheck planner, expense tracker, bill calendar, debt payoff, savings challenges, net worth) + the Excel Budgeting in 7 Days mini course + a Start Here setup guide.

What do I need to use it?

Microsoft Excel (2016 or newer, Windows or Mac) or free Google Sheets, and a PDF reader.

How do I get it?

It is an instant digital download: right after payment you get the file on the page and by email. No physical item is shipped.

What if it is not right for me?

Contact me through my Payhip store within 30 days and I will refund you - no hard feelings.

I have a question

Use the contact link on my Payhip store page and I will help.