When Medicare won't pay for something, the reason is usually buried in a document most families never see: a Local Coverage Determination, or LCD. LCDs are the rules your regional Medicare contractor uses to decide what's covered — the specific conditions, diagnoses, and documentation a test, procedure, or piece of equipment needs in order to qualify. They're public records, but they live in a dense federal database that's almost impossible to search unless you already know the codes and the language.

Get It Covered does that searching for you. Look up the service or item you're worried about, and the tool pulls the relevant LCD — what Medicare actually requires for coverage in your region, and what needs to be documented in the medical record to support it. Instead of guessing why a claim was denied (or bracing for one), you walk in knowing exactly what to ask your provider to put in writing.

That's the difference between hoping for coverage and making the case for it.