First-Time Buyer Checklist: Free 2-Page Printable Homebuying Checklist from The Mortgage Dad (PDF)

Buying your first home? Start here. This free 2-page checklist walks you from "getting ready" to keys in hand, in plain English.

What's inside (2-page printable PDF, US Letter):

- Get ready: credit reports, monthly debts, a comfortable payment, saving for the down payment, closing costs and a cushion

- Documents lenders typically ask for, in one list

- Pre-approval and comparing offers: questions to ask and how to read your Loan Estimate

- Shopping and making an offer

- Under contract: inspection, insurance, and what NOT to do before closing

- Closing: the Closing Disclosure, wire-fraud safety, final walk-through

- After you close

- Space for your notes and questions for your lender

Two dates worth knowing (from the Consumer Financial Protection Bureau): a lender must give you a Loan Estimate within three business days of receiving your application, and you should receive your Closing Disclosure at least three business days before closing. Sources: consumerfinance.gov/ask-cfpb/what-is-a-loan-estimate-en-1995 and consumerfinance.gov/ask-cfpb/what-is-a-closing-disclosure-en-1983

Want to go deeper? The First-Time Homebuyer Workbook (fillable PDF) and the "Home Buying Without the Headache" mini-course pick up where this checklist leaves off.

Aaron Clark, NMLS #1770738 | Responsive Mortgage - A Division of PRMG, NMLS #75243 | Equal Housing Opportunity | www.nmlsconsumeraccess.org

Educational information only. Not a loan offer, rate quote, or commitment to lend. All loans are subject to credit approval, underwriting, and property eligibility. Example numbers are illustrations only. Not legal or tax advice.