Personal Budget Tracker | Excel Template for Income and Expenses | Customizable Monthly Planner
✨ PERSONAL BUDGET — SIMPLE & FLEXIBLE EXCEL TEMPLATE
Tired of expensive subscription apps that know too much about you?
This template gives you full control over your finances. Your data stays with you.
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🎯 WHAT YOU GET
• Excel file (.xlsx) — works in Microsoft Excel, Google Sheets, and LibreOffice
• 4 ready-made sheets: Transactions, Summary, Settings, Guide
• 20 expense categories + 10 income categories (all customizable)
• 24 months ahead (2026–2027)
• 500 transaction rows — enough for years
• 642 built-in formulas — everything calculates automatically
• Built-in usage guide
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💎 FEATURES
✓ Automatic monthly summary calculation
✓ Plan vs Actual with color indicators
✓ Dropdown lists for quick entry
✓ Auto-filter by month and category
✓ KPIs: Income / Expenses / Balance / Savings %
✓ Stats: average daily spend, largest expense
✓ No macros — works everywhere
✓ No currency lock-in — fits any currency
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📋 HOW IT WORKS
1️⃣ CUSTOMIZE — fill in your expense categories and monthly limits
2️⃣ TRACK — enter transactions from dropdown lists
3️⃣ REVIEW — pick a month in Summary, everything updates automatically
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👤 WHO IT'S FOR
• People who want to start budgeting without complexity
• Those tired of subscription apps and ads
• Anyone who values control over their data
• People who trust the simplicity and reliability of Excel
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⚡ INSTANT DOWNLOAD
File is available immediately after purchase.
Nothing physical will be shipped.
📱 REQUIREMENTS
• Microsoft Excel 2016+ / Google Sheets / LibreOffice Calc
• PC, Mac, tablet, or phone
• No additional software needed
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❓ QUESTIONS
If the template doesn't open, categories don't calculate, or you need help —
message me. I'll respond within 24 hours.
💛 FEEDBACK
If the template helped you — a review would mean a lot ⭐⭐⭐⭐⭐
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⚠️ IMPORTANT
This is a digital product. Refunds are not available after download.
For personal use only. Resale and redistribution prohibited.