Household Budget Planner 2026 – Huishoudboekje (EN + NL)

Your whole household budget in one file: set a monthly budget per category, add transactions as you go and see budget vs actual for every month, a full-year overview with an estimated bank balance, your savings goals and when you'll be debt-free. Ook als Nederlands huishoudboekje.

What's included

• Household-Budget-Planner-2026-EN.xlsx – English edition

• Huishoudboekje-Budgetplanner-2026-NL.xlsx – Nederlandse versie

• 40 categories in 4 groups (income, fixed costs, variable spending, savings & debt) with monthly budget and flags

• Transactions (2,000 rows) with account and optional savings goal; This Month view for any month

• Monthly: every category × 12 months, money left over and estimated current-account balance

• Savings Goals (10) with progress and target date; Debts (8) with payoff date and total interest

• Dashboard: KPIs, biggest spending categories, two charts

Who it's for

Singles, couples and families who want a clear monthly budget – in English or Dutch – and anyone saving for a goal or paying off a loan.

How to use

1. Unzip the download first, then open the edition you prefer (English or Nederlands).

2. Excel: open the .xlsx in Microsoft Excel 2010 or later (Windows or Mac).

3. Google Sheets: upload the file to Google Drive, open it with Google Sheets, then choose File → Save as Google Sheets.

4. Start on the Start Here tab. White cells are for your input; grey cells are calculated and locked.

Good to know

• Edition 2026. Monthly and the Dashboard summarise the year set in Settings (2026 out of the box – change it for a new year). No tax rates, allowances or benefit thresholds are built in.

• A budgeting and planning aid, not financial, tax or legal advice. Debt payoff dates are estimates based on a fixed rate and payment – check the exact figures with your lender or an adviser before you rely on them.

• One currency per file.

Support

Questions? Email balans@brightsheetsstudio.com

Instant digital download. By purchasing you agree the download starts immediately, which waives the 14-day withdrawal right for digital content.