Excel Budget Template 2025 | Monthly Budget Planner + Annual Overview | Instant Download | ClarityBudget Basic

Take your first step toward financial clarity with

ClarityBudget Basic — the clean, no-overwhelm Excel budget

template designed for people who want to start tracking their

money without getting lost in complexity.

WHAT'S INCLUDED:

📅 Monthly Budget Planner (Sheet 2)

Track your income and expenses across 60+ categories —

housing, food, transport, utilities, health, personal care,

education, and more. Every row shows Budgeted vs. Actual

spending with automatic Variance and Variance % columns.

Color-coded Status flags (✅ OK / ❌ Over) update

automatically.

📊 Annual Overview (Sheet 3)

See your entire year at a glance. A Jan–Dec summary grid

shows Total Income, Total Expenses, Net Surplus, Savings

Added, and Debt Paid — with a YTD Total column and Annual

Projection formula.

📋 Instructions & Color Guide

Step-by-step setup in under 15 minutes. Yellow cells =

your input. Gray cells = auto-calculated (don't touch!).

Includes answers to the most common questions.

HOW IT WORKS:

1. Download the .xlsx file instantly after purchase

2. Open in Excel 2016, 2019, 2021, or Microsoft 365

3. Enter your income and expense amounts in yellow cells

4. Every formula updates automatically

✅ Compatible: Excel 2016, 2019, 2021, Microsoft 365

(Windows & Mac)

✅ Instant download after purchase

✅ Updates included for 12 months

✅ Single-user personal license

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