SACCOs in Kenya: A Beginner's Guide to Joining, Saving and Borrowing (Printable PDF)

Wondering how to join a SACCO, or whether it is the right move for you? This simple guide walks you through it, from your first contribution to your first loan. See how SACCO loans work with a real repayment example, compare SACCOs and banks side by side, and learn the red flags that protect your money.

Whether you are employed, in business or part of a church group, a SACCO can be your doorway to affordable credit, steady savings and growth alongside people who share your goals.

Includes: 7-page printable PDF • 8 benefits of joining • step-by-step joining guide • SACCO loan types and example • SACCO vs bank comparison • red flags to avoid

By Coach Dorcas Wangui, Kingdom Wealth Academy