Free Monthly Budget Starter – One Simple Month (Excel & Google Sheets)

Start your first budget in about 10 minutes — free. One simple month in one spreadsheet: what comes in, what goes out, what you save, and what is left.

• Income tab: every income source, planned vs actual for this month

• Expenses tab: every expense marked Fixed or Variable, planned vs actual, with the difference calculated for you

• Savings tab: each goal, target, already saved, added this month, progress % and still needed

• Dashboard: actual income, actual expenses, saved this month, Left to Assign, savings-goal progress and spending by category with a chart

• Pre-filled with sample data so you can see how it works, then type over the yellow cells

• Any currency • Excel, Google Sheets, Numbers, LibreOffice • quick-start PDF guide included

Free digital download. No physical item. Personal use only. Not financial advice.