Self-Employed Tax Tracker for Utah | Income, Expenses & Quarterly Taxes Spreadsheet (Excel & Google Sheets)

Self-employed in Utah? Stop guessing how much to save for taxes.

This spreadsheet was built by a Utah tax professional for freelancers, independent contractors, gig workers and small business owners. Every month it shows you how much you earned, how much you owe, and how much is really yours to spend.

What it calculates for you:

• Self-employment tax (Social Security + Medicare, 15.3%)

• Estimated federal income tax, using the bracket you choose

• Utah state income tax at the 2026 flat rate of 4.45%

• How much to set aside for taxes each month, and what's left for you

• Your quarterly estimated payment amounts (Form 1040-ES), filled in automatically

What's included:

• Income log with paid / unpaid tracking

• Expense log with Schedule C categories in a dropdown menu

• Monthly and yearly summary with profit margin and effective tax rate

• Expenses by category

• 2026 tax calendar: quarterly federal deadlines, 1099-NEC, Form 1040 + Schedule C/SE, and Utah TC-40

• Simple instructions: just type in the yellow cells

Works in Excel, Google Sheets and on your phone. Instant download.

This template is a planning tool and gives estimates. It does not replace professional tax advice or an official tax return.