Money Makes Sense Workbook

Money Makes Sense — Home Education Workbook NEST Pembrokeshire

This 17-page cross-curricular workbook teaches young people the money skills that most schools never cover properly. Written specifically for home educating families, it is dyslexia-friendly, engaging and packed with real-life activities that make financial concepts stick.

What is inside:

Section 1: What is Money? — the history of money from bartering to digital payments, with a currencies activity.

Section 2: Budgeting — income vs expenses explained clearly, a flat share budget challenge, and a personal budget table.

Section 3: Saving and Interest — simple and compound interest explained with worked examples and calculation activities.

Section 4: Borrowing and Debt — credit cards, loans, overdrafts and payday loans, with a true cost of borrowing activity.

Section 5: Needs vs Wants — the 24-hour rule, a sorting activity and an advertising analysis task.

Section 6: Scams and Money Traps — five common scams explained clearly, plus a spot-the-scam activity.

Section 7: Your First Budget — the 50/30/20 rule applied, plus a personal money goals activity.

Section 8: Explore Further — YouTube recommendations, six websites and three books.

Suitable for: ages 13 and upwards, but age is just a number!

Covers Maths, PSHE and English. Format: instant PDF download, 17 pages, A4, print or use on screen. Designed by: NEST Pembrokeshire, with dyslexia-friendly fonts, generous spacing and a calm, accessible layout throughout.