Holiday & New Year Money Kit | Christmas Gift Budget, Paycheck Budget, Sinking Funds & New Year Budget Planner for Excel & Google Sheets

For anyone who wants to get through the holidays without new debt and start January with a plan. Four spreadsheets:

• Holiday Gift List & Budget Planner ($5): one total, a cap per person, every gift tracked from idea to given.
• Paycheck Budget Planner ($7): give every paycheck a job between now and the new year.
• Sinking Funds & Savings Goals Tracker ($5): how much to set aside per paycheck for gifts, travel and next year's bills.
• Year-End Review & New Year Budget Planner ($5): look back at this year and build next year's budget.

What you get: 4 .xlsx files (Excel 2016+/Microsoft 365/Excel for the web, import into Google Sheets) + a short how-to. Instant download.

Honest notes: these are the same spreadsheets sold separately in the shop. The Holiday & Year-End Bundle ($12) has the first 3; this kit adds the Year-End Planner. If you already own some, buy the others on their own instead. Example data only; not financial advice; nothing connects to your bank.