Financial Literacy & Wealth Foundations

FREE FINANCIAL LITERACY & WEALTH FOUNDATIONS GUIDE

Start with the money basics before choosing an account, investment or financial product.

This free 16 page guide contains four short lessons, four printable planning worksheets, a worked household example and a 30 day action plan.

WHAT IS INSIDE

• Cash flow and net worth: income, expenses, assets and liabilities.

• Emergency savings versus money set aside for longer term investing.

• An introduction to TFSA, RRSP, FHSA and RESP purposes, with contribution, eligibility and withdrawal questions to verify.

• Time horizons, investment risk, volatility, diversification and fees.

• A separate look at financial protection needs, dependants and insurance questions.

• Beneficiaries, estate document review prompts and a quarterly household review routine.

• A worked example about allocating $300 across competing priorities.

• Common questions on TFSA withdrawals, account types, insurance and inflation.

• Clickable CRA and Financial Consumer Agency of Canada references.

THE FOUR PRINTABLE WORKSHEETS

1. My Goals and Time Horizon.

2. Household Financial Snapshot.

3. Protection Review Checklist.

4. Registered Account Decision Sheet.

YOUR DOWNLOAD

One free 16 page PDF. The optional editable planning workbook is included with the paid Complete Toolkit Collection, not this free download.

FORMAT & DELIVERY

Digital download only. No physical book is shipped. Read the PDF on your phone, tablet or computer, or print the worksheets for your own use.

General education and planning resources. Rules, eligibility and third party services can change. No personalized advice or guaranteed financial, employment or business outcome is included.