The Smart Money System

Every Broke vs Smart episode shows one money habit. This workbook turns all of them into a plan you can actually follow.

Inside you get 7 short modules, each with a lesson page and a worksheet you fill in:

1. The Latte Lesson: find the small daily leaks that add up to thousands a year
2. The Subscription Audit: list every app and cancel what you do not use
3. The 2AM Cart: the 48 hour rule that stops impulse buys
4. Payday Autopilot: pay yourself first, automatically
5. The Emergency Fund: build $500, then 1 month, then 3 months
6. The Car Payment Trap: work out the true cost before you sign
7. Your 90 Day Plan: one simple action per week for the next 13 weeks

What you get

• A 16 page printable PDF workbook
• Real math examples you can copy with your own numbers
• Instant download, print it or fill it in on your tablet

Who it is for

Anyone who gets to the end of the month wondering where the money went. No spreadsheets, no jargon, no finance degree needed.

Education only, not financial advice. Personal use only. Because this is a digital download, all sales are final.