$20 an Hour Homebuying Plan

You don’t need a six-figure salary to start planning for homeownership.

The $20 an Hour Homebuying Plan is a practical, step-by-step guide designed to help everyday workers understand what it takes to prepare for, qualify for, and purchase a home—even on a modest income.

Learn how to assess your finances, strengthen your credit, understand affordability, prepare your documents, build your savings, and create a realistic path toward homeownership.

Stop saying “I can’t afford a home” and start asking, “What is my plan to become a homeowner?”

Your income is where you start—not where your dream ends.