The Calm Budget Christmas | Holiday Budget Planner Ebook + Printable Worksheets

Dreading the holiday spending? The Calm Budget Christmas gives you a simple, step-by-step plan for a joyful holiday that doesn’t wreck January.

What’s inside

• How to set a holiday number you can actually afford
• A budget split across gifts, food, decor, cards, and travel
• Gift planning person by person, with 65+ low-cost ideas for kids, teachers, coworkers, and the person who has everything
• Holiday meal planning on a budget, with a cost-per-person check
• Word-for-word scripts for saying no and setting limits kindly
• An 8-week countdown so nothing gets left to the last minute
• A January reset so next year is easier

6 printable worksheets: holiday budget, gift list, shopping tracker, meal planner, to-do list, and holiday review.

Instant PDF download, 24 pages, US Letter. Print it or fill it in on a tablet. Educational content, not financial advice.

Tags: christmas budget, holiday planner, budgeting ebook, gift planner, printable worksheets