Savings Goals Tracker Spreadsheet – Sinking Funds & Emergency Fund Planner, Google Sheets & Excel

Track every savings goal in one place — emergency fund, vacation, car, gifts, anything — and see exactly how much to put away each month to hit each date. Works in Google Sheets and Excel with no formulas to touch.

WHAT IT DOES

• Dashboard: total saved, total target, overall progress, and a per-goal table with progress bars, plus a saved-vs-target chart.

• Goals: up to 12 goals. Enter target amount, target date and any starting balance; saved total, still needed, months left and save-per-month are calculated for you.

• Deposits: a 500-row log. Date, goal from the dropdown, amount. Every entry updates the goal instantly.

WHAT YOU GET (instant download)

• PDF guide with your Google Sheets copy link

• Excel file (.xlsx) for Excel 2016 or newer, Windows and Mac

• Start Here tab with 4 set-up steps and sample goals you can replace

HOW IT WORKS

1. Download the PDF, open the link, File → Make a copy (or open the Excel file).

2. Add your goals on the Goals tab.

3. Log each transfer to savings on Deposits. Check the Dashboard whenever you like.

COMPATIBILITY

Google Sheets (free Google account) and Microsoft Excel 2016+. Set-up is easiest on a computer. Not designed for Apple Numbers.

LICENSE

Personal use (or one business of your own). Please don't resell, share or redistribute the files.

FAQ

Refunds: digital files can't be returned once downloaded, but if anything doesn't work as described, contact me and I'll fix it — usually the same day.

Sinking funds: yes — each goal works as a sinking fund; log deposits and withdrawals (as negative amounts) against it.

Support: use the Contact link on the PlanfulPanda store. Replies within one business day.

Pairs with the PlanfulPanda Monthly Budget Spreadsheet and Debt Payoff Tracker.

Designed by PlanfulPanda with AI-assisted tools; every formula and layout is hand-checked.