The Southeast Health Insurance Guide — Avoid Scams, Pick the Right Plan, Never Go Without Coverage

A plain-English guide to ACA marketplace coverage across Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, Texas, Virginia, and West Virginia — updated for 2026's subsidy and enrollment changes. Learn how to spot insurance scams before they cost you, how to avoid picking coverage that doesn't actually cover your doctors or medications, and exactly how to enroll state-by-state.