About Me
I’m Crystal Pouncy— founder of Your Crystal Moments, financial educator, speaker, minister, and unapologetic champion of God sized dreams. I have been able to personally overcome challenges in my relationship of almost three decades as well as the financial challenges that came with starting a family without having been exposed to money management skills. We lacked financial wellness, which negatively affected our relationship. Now after learning and applying financial education to my life, I feel it is my purpose to help others. My eBooks and coaching program were designed with your family in mind. Money does not have to ruin your relationship. With open communication and good stewardship, you can enjoy all the moments you value most! My sincere hope is for you to "be well"!
Be Well!
Are you tired of being on a different page than your partner about money? Maybe your partner has run up the balance on the credit cards or made a large purchase without your knowing? Now is the time to take action together. It's best to be proactive and have open dialogue about issues before they escalate and before you say "I do".
Crystal Pouncy x YCM, seeks to empower, uplift, and encourage others through financial education and relationship alignment! My program educates with empathy and promotes real change. The ultimate goal is for you to achieve relational and financial wellness. I'm ready when you are let's not waste this moment!
Prepare for your Future Together!
10 Pain Points for Couples Without Financial Education or Communication
Frequent Money Arguments - Without
financial education or open conversations, couples often clash over spending habits, budgeting priorities, or unexpected expenses, leading to recurring conflicts.
• Hidden Debts or Financial Secrets - Lack of transparency can lead to financial infidelity,” where one partner hides debts, credit card balances, or major purchases, creating trust issues in the relationship.
• Living Paycheck to Paycheck - Without budgeting or savings plans, couples may struggle to cover monthly bills, leading to constant financial stress and lack of financial security.
• Poor Credit Management - Not understanding credit scores, loans, or interest rates can lead to bad credit decisions, higher interest costs, and
difficulty qualifying for big purchases like a home or car.
• No Emergency Fund - When couples don’t plan ahead, unexpected medical bills, job loss, or car repairs can throw them into financial chaos, increasing stress and tension.
• Different Spending vs. Saving Styles - One partner may be a saver while the other is a spender, and without open communication, this mismatch can lead to frustration and resentment.
• Lack of Financial Goals - Couples without shared financial goals may feel disconnected about their future—whether it’s buying a home, saving for kids’ education, or planning for retirement.
• Inability to Handle Major Purchases - When there’s no plan for big expenses like vacations, cars, or home repairs, it can create financial strain and arguments about how to pay for them.
• Dependency on One Income - If couples lack education about building multiple income streams or savings, they may struggle if one partner loses their job or faces reduced hours.
• Stress Impacting the Relationship - Financial stress can spill over into emotional health, intimacy, and
overall relationship satisfaction, sometimes leading to separation or divorce.