Hi, My name is Niq, and I am the proud owner of FIT Credit Solutions. The FIT, stands for Financial Independence Team. I grew up not knowing about credit, and it’s importance. Therefore, I made a lot of poor choices with credit cards and paying off debt. I found myself in a situation where I couldn’t purchase a home or car because of my poor credit. I studied credit laws and was able to clean my credit profile and purchase a home and a new car. From there, I learned more about credit and how I can leverage my excellent score to live a life of Financial Independence. Because of that, I’ve been able to travel and live a life I’ve dreamed of because I educated myself on the FCRA laws and how an excellent credit score changes lives. My goal is to educate others on the importance of credit so that, Just like me, others can live a life of financial independence by leveraging their credit.