About Me
Hi, I’m Sean Sterling — an investor, lifelong learner, and passionate advocate for smarter wealth building. I created FlightToWealth to help everyday people grow their money with confidence, avoid costly mistakes, and achieve true financial independence.
After losing over $1,000 in a single Roth IRA conversion misstep, I decided to turn my lessons into a clear, practical guide so others wouldn’t have to pay the same tuition to the market.
Whether you’re planning your first Roth conversion or fine-tuning your retirement strategy, I’m here to share real-world insights, tools, and stories to help you fly toward a richer, more secure future.
A Smart Way to Maximize Roth with Variable Income: Turbocharge Your Roth & Solo 401(k) Savings Fast
Maximize Your Roth & Solo 401(k) Savings—Whether Your Income is Steady or Variable
Struggling to optimize your retirement savings? Whether your income fluctuates month to month or remains steady, this practical, actionable guide empowers freelancers, entrepreneurs, consultants, and anyone ready to take control of their Roth IRA and Solo 401(k) strategies.
Discover the SmartRoth Sequence (S3)—a proven, step-by-step system that helps you:
- Plan Roth conversions confidently early in the year to capture maximum tax-free growth and flexibility
- Leverage Solo 401(k) contributions—including the powerful Mega Backdoor Roth—to grow your retirement savings beyond typical limits
- Navigate complex tax pitfalls like Medicare IRMAA surcharges, ACA subsidy cliffs, and Qualified Business Income (QBI) phase-outs
- Adapt your strategy dynamically throughout the year with checklists, monitoring tools, and real-world examples
Designed for both variable-income earners and those with predictable salaries, this guide turns tax complexity into opportunity, revealing strategies many overlook.
Don’t let income—steady or unpredictable—hold back your retirement goals. Master the SmartRoth Sequence and accelerate your path to tax-efficient wealth.
This paperback is available on Amazon.
Learn more about my work and other books at www.flighttowealth.com