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Heatstone eLibrary

A spaces were stories are told and knowledge is shared

Blog Posts

Basic Financial skills and knowledge for young adults and millennials in south Africa and the world
Starting your first job is a big step. It's important to make smart money choices now for your future and your kids' future. The world is fast and money matters are getting more complex. It's key to learn about money to manage it well and gain financ...
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Teaching Budgeting to Kids: Starting Early
In a fast-paced, consumer-driven world, understanding the value of money is a crucial life skill. Teaching children about budgeting from a young age can set them up for a lifetime of smart financial habits. But how early is too early to start? Surpri...
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Renting vs. Buying a House: What’s Better for Millennials in 2024?
As a millennial in South Africa, deciding between renting or buying a house is a significant financial decision that impacts your lifestyle, savings, and long-term financial health. With property prices fluctuating and the cost of living rising, the ...
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Why Passive Income is Important and How You Can Get Started
So, you want to chill with a mimosa in hand, enjoying that perfect coastal view while your bank account grows? Who doesn’t? Welcome to the world of passive income – the magical realm where money keeps rolling in without you breaking a sweat every day...
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The Importance of Retirement Annuities: Secure Your Future Today
Retirement might feel like a distant goal, but the earlier you start saving, the more time your money has to grow and work for you. Chapter 4 of "From Paycheck to Prosperity" dives deep into building a secure financial foundation, including p...
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Unlock Your Financial Freedom - Millennials
Unlock Your Financial Freedom
Are you tired of feeling like your hard-earned money slips through your fingers before the month even ends? Do you dream of achieving financial independence but aren’t sure where to start? Whether you're a millennial just stepping into the worki...
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About Me

Joseph Maseko is a new author from South Africa, book in the rural province of the North West who grew up listen to African folktales. Moved to the city and started learning about financial literacy and financial planning.