My journey toward financial literacy began with the lessons I didn't learn as a child.

Like many people, I entered adulthood without fully understanding how money, credit, investing, and wealth-building systems worked. That lack of knowledge eventually led to high-interest debt, missed opportunities to invest, and unnecessary financial struggles.

After college, I found myself becoming a slave to credit card companies, paying interest instead of using my money to build wealth. I pursued paths that I believed would improve my financial future, only to discover that some produced the opposite result—not because I was unwilling to work, but because I lacked the financial knowledge and systems needed to make better decisions.

As my financial intelligence grew, I began learning about investing, compound growth, retirement accounts, taxes, credit, saving, and effective money management. I eventually realized that over the course of my life, I had left more than a million dollars in potential wealth unrealized through missed opportunities, unnecessary interest, delayed investing, and financial decisions made without the right knowledge.

That realization changed my perspective.

I cannot go back and recover every missed opportunity, but I can use what I have learned to help others avoid making the same mistakes.

That is why I created Know Your Money, BYGI (Before You Get It).

My mission is to help individuals and future generations develop the financial knowledge, habits, and systems needed to take greater control of their money and build wealth. The guides and resources in this store are designed to make financial concepts easier to understand and, more importantly, easier to apply in everyday life.

I believe financial knowledge becomes powerful when it is put into practice.

Knowledge Builds Wealth. Practice Guarantees Success.

Welcome to Know Your Money, BYGI—where the goal is not simply to learn about money, but to learn how to make your money work for you.