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Cash Stuffing: What it is and How to start

What is Cash Stuffing:

  • Cash stuffing is a budgeting method:

It involves allocating cash to different spending categories using envelopes.

Ways to get Strated:

  • Physical cash is used:

Unlike digital budgeting apps cash stuffing uses physical banknotes and coins; that then can be spent

from the envelop, or deposited into different bank accounts that are allocated for certain categories. 

  • Envelopes are key:

Each envelope represents a specific budget category (groceries, splurge, rent, etc.). 

  • Pre-determined budget:

Create a budget before you start, by allocating specific amount of money to each envelope category. 

  • Visual representation of spending:

Seeing the cash in each envelope provides a clear visual of how much is left for each category. 



by Napping Panda Co