- Promotes mindfulness of spending:The physical act of taking cash from an envelope makes you more aware of your spending.
- Helps avoid overspending: Once an envelope is empty, that category's spending is finished for that period.
- Suitable for visual learners: The visual nature of cash stuffing makes it particularly effective for people who learn best visually (like me).
- Can be combined with other methods: Cash stuffing can be used alongside other budgeting methods, like zero-based budgeting.
- Can improve financial literacy:
The hands-on nature of cash stuffing improves financial awareness and understanding of personal
finances.
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