S.H.A.F.T. Publishing - DIY Legal Kits That Work
Cut the crap. Get clear, DIY legal kits that actually work. No waffle No Lawyers. Just ready-made tools, letter templates to help you fight back and win.
Car Compensation UPDATE to follow
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Car Compensation UPDATE to follow
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Victor W - Why did we set this up?
Simple - We created S.H.A.F.T. Publishing after years of working with people who were battling unfair charges, debts, and legal red tape — with no one to help. These DIY kits were built from lived experience, tested under pressure, and shared to help others win faster and smarter.
No theory. No gatekeeping. Just what works.
FAQs
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Each kit includes:
- ✅ Sample letters and templates
- ✅ Simple step-by-step instructions
- ✅ Relevant legal references (like FCA rules or case law)
- ✅ Tips from real complaints and successful outcomes
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They’re not “fines” — they’re invoices. And before they can enforce anything, the parking company has a lot of proving to do. Do you even have a contract with them? That’s the real question. This kit shows you how to flip it back on them — legally and confidently.
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If they didn’t tell you about commission, it’s highly likely.
Under UK law, lenders had to disclose if they paid your dealer or broker any commission — especially if that payment could influence the deal you got. Most never mentioned it. If you weren’t told, that’s a breach of CONC 4.5.2R, and may be unfair under the Consumer Credit Act 1974. That gives you a legal right to complain and potentially get money back.
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Yes — under UK law, you can tell debt collectors to stop contacting you unless they can prove the debt is valid and enforceable. The kit gives you the exact letter template to demand this under the Consumer Credit Act and GDPR.

"Panic over, didn't have to pay a penny"
Jitinda - London
S.H.A.F.T. Publishing - Statutory Help Against Financial Tyranny.
DIY guides - based on real experience, not theory.
*Information only—not legal advice.*

"I never knew this would be so easy, thanks"
Fran - Liverpool
"Trusted Sources We Use"
We don’t make this stuff up — here’s where our info comes from:
🧾 FCA (Financial Conduct Authority)
- Consumer Credit rules & CONC Handbook
- Discretionary Commission Ban (PS20/19)
- Car Finance Complaints Guidance (FG24/1)
- Consumer Duty Rules
🏛️ Financial Ombudsman Service (FOS)
📜 Law
🔎 GDPR & Data Access Rights
⚠️ Disclaimer – Read This Bit
This guide is for informational and educational purposes only.
It is not legal advice, and we are not solicitors.
We base everything on public UK law, FCA/ICO guidance, and ombudsman rulings.
But it’s up to you to apply the info correctly or seek formal legal support if needed.
👉 Use at your own risk.
If in doubt, get professional advice — or take it all the way to the ombudsman yourself.

"Thrilled to be getting a refund, family holiday here we come"
T Svensovski - Bristol
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