Reclaim Your Peace.
Collection calls can be relentless, degrading, and suffocating. It is time to end the harassment.
How It Works
StopTheCalls gives you the power to end collection calls with one click.
Did you know that you have the legal right to stop debt collectors from calling you? Most people simply don’t know this, and collection agencies are counting on it.
Our system automatically generates and sends a cease-and-desist letter to the collection agency harrassing you, which they are legally required to obey. Our letters are lawyer-approved, tracked, and tailored for your specific situation.
Once the letter is delivered, collectors are legally required to stop calling you.
Fight Back
Collectors are not lenders or lawyers. They are businesses built to profit from your misfortune.
In the U.S., you have the legal right to make them stop calling you. You’re also protected by a "Statute of Limitations" — a law that prevents collectors from taking you to court once enough time has passed (usually 2–4 years).
But the debt collection industry counts on you not knowing your rights. They’ll use threats, intimidation, and humiliation tactics like calling your family, friends, or workplace — just to make you pay.
Don’t let them win.
FAQs
Is this guaranteed to work?
Under the FDCPA (Fair Debt Collection Practices Act), collectors are legally required to stop contacting you once they receive your cease and desist letter.
If they continue to call after that, they are breaking federal law and can face penalties. Depending on your region, you may have the right to sue.
Does my debt go away?
No. StopTheCalls does not erase your debt. It simply stops the harassment and constant calls.
You’ll still owe the debt if it’s valid, but you’ll have peace and space to handle it on your own terms, without pressure or intimidation.
How long will it take?
Most letters are mailed within 24–48 hours (except weekends and holidays), and collectors typically receive them within a few business days.
Once it’s delivered, they are legally required to stop calling or contacting you immediately.
Will they try to sue me?
They might threaten to. But most of the time, it’s just scare tactics.
Debt collectors often use fear to pressure people into paying. If your debt is past the statute of limitations, they cannot legally sue you. And even if it’s not, they usually won’t bother, because lawsuits cost more than they’d ever make back from your account.
In most cases, it’s cheaper for them to move on once they know you understand your rights.
Can I fight more than one collector with STC?
Yes. StopTheCalls can help you fight every collection agency that’s contacting you.
Each one must stop communication after receiving your letter — it’s the law.
What if they contact me again after the letter?
Keep the proof of delivery we send you. If they continue calling or messaging, they’re violating federal law. You can report or even sue them for damages.