Effective Date: September 12, 2026

Welcome to The Wellness Business Studio.

These Terms & Conditions (“Terms”) govern your use of The Wellness Business Studio website, digital products, memberships, courses, templates, educational materials, downloads, and related services.

By accessing our website, purchasing a product, enrolling in a course, joining a membership, or otherwise using our services, you agree to these Terms.

If you do not agree with these Terms, please do not use our website, purchase our products, or access our services.

1. About The Wellness Business Studio

The Wellness Business Studio provides educational resources, business tools, templates, digital products, memberships, courses, and other materials designed primarily for spa, massage, esthetics, beauty, holistic, and wellness business owners.

Our resources are intended to help business owners improve areas such as planning, organization, marketing, client experience, business operations, pricing, revenue strategy, and business growth.

2. Educational Purposes Only

All information, resources, courses, templates, worksheets, guides, downloads, and other materials provided by The Wellness Business Studio are for educational and informational purposes only.

Nothing provided through The Wellness Business Studio should be considered legal, financial, accounting, tax, medical, or other professional advice.

You are responsible for evaluating whether any strategy, recommendation, template, or resource is appropriate for your individual business and circumstances.

You should consult an appropriately qualified professional when legal, tax, financial, accounting, regulatory, or other professional advice is required.

3. No Guarantee of Business Results

The Wellness Business Studio does not guarantee specific financial, business, marketing, client, revenue, profitability, or other results.

Examples, strategies, calculations, case studies, testimonials, projections, or business scenarios are provided for educational purposes and should not be interpreted as guarantees of future performance.

Business results vary based on many factors, including your market, pricing, location, services, business model, experience, implementation, expenses, customer base, economic conditions, and individual decisions.

You are solely responsible for the decisions you make regarding your business.

4. Eligibility

You must be at least 18 years old or the legal age of majority in your jurisdiction to make purchases or enter into paid memberships through The Wellness Business Studio.

By purchasing from us, you confirm that you are legally able to enter into a binding agreement.

5. Accounts

Certain products, memberships, courses, or services may require you to create an account.

You are responsible for:

• Providing accurate account information
• Maintaining the confidentiality of your login credentials
• Restricting unauthorized access to your account
• Keeping your contact and payment information current

You may not share login credentials for paid memberships, courses, or other restricted resources unless we specifically state otherwise.

You are responsible for activity conducted through your account.

6. Digital Products

The Wellness Business Studio may sell digital products including, but not limited to:

• Business planners
• Worksheets
• Workbooks
• Checklists
• Templates
• Guides
• Calculators
• Trackers
• Marketing resources
• Client experience resources
• Business planning materials
• Downloadable PDFs
• Spreadsheets
• Business toolkits

Unless otherwise stated, your purchase provides you with a limited license for your own personal or internal business use.

Purchasing a digital product does not transfer ownership of the intellectual property or copyright to you.

7. Digital Product License

Unless a product specifically includes a commercial-use license, products purchased from The Wellness Business Studio may not be:

• Resold
• Redistributed
• Reproduced for resale
• Shared publicly
• Uploaded to another website
• Added to another membership or course
• Given away as a free resource
• Used as a lead magnet
• Repackaged as your own product
• Sub-licensed
• Shared with other businesses or individuals
• Used to create substantially similar products for resale

You may customize applicable templates for use within your own business.

For example, you may customize a client form, business worksheet, planning template, or marketing resource for your own business where the product permits customization.

You may not sell the underlying template or editable file to another person.

8. Memberships

The Wellness Business Studio may offer recurring memberships that provide access to resources, downloads, education, tools, or other member benefits.

Membership benefits may change periodically as the program evolves.

By purchasing a recurring membership, you authorize the applicable payment processor to automatically charge your selected payment method according to the billing frequency displayed when you enroll.

Membership fees will continue until canceled.

You may cancel your membership according to the cancellation options available through your account or the platform through which you purchased the membership.

Unless otherwise stated, canceling a membership prevents future renewals but does not automatically provide a refund for amounts already charged.

Access to membership content may continue through the end of your current paid billing period and may end after that period expires.

We reserve the right to change membership pricing, benefits, structure, or included resources. When required, reasonable notice will be provided before changes affecting future recurring charges take effect.

9. Courses and Educational Programs

Course purchases provide access only to the purchaser unless otherwise stated.

Course materials may include:

• Videos
• Lessons
• Worksheets
• Templates
• Downloads
• Recorded trainings
• Business resources
• Written educational material

Course content may not be copied, distributed, recorded, reproduced, resold, or shared with others without written permission from The Wellness Business Studio.

Course access periods, when applicable, will be stated on the applicable sales or checkout page.

10. Payments

Prices are listed in the currency displayed at checkout.

Payments may be processed through third-party platforms or payment providers.

By providing payment information, you represent that you are authorized to use the selected payment method.

You agree to pay all charges associated with your purchase, including any applicable taxes or fees displayed at checkout.

We do not control payment processing systems operated by third-party providers and are not responsible for outages, errors, or security incidents caused solely by those providers.

11. Refund Policy

Because many of our products are digital and provide immediate access to downloadable or educational content, purchases of digital products are generally considered final once access or download has been provided, except where otherwise required by law.

Membership payments are generally non-refundable once processed unless otherwise stated on the applicable offer or required by law.

Courses, programs, or special offers may have their own refund terms. When a separate refund policy appears on a sales page or checkout page, that policy will apply to that purchase.

Please review product details carefully before completing your purchase.

If you experience a technical problem accessing a purchased product, please contact us so we can assist you.

Nothing in this section limits any consumer rights that cannot legally be waived.

12. Intellectual Property

Unless otherwise stated, all content made available by The Wellness Business Studio is owned by or licensed to The Wellness Business Studio.

This includes, without limitation:

• Website content
• Branding
• Logos
• Product designs
• Written materials
• Templates
• Worksheets
• Courses
• Videos
• Graphics
• Downloads
• Frameworks
• Checklists
• Business resources
• Photography
• Educational materials

These materials are protected by applicable copyright, trademark, and intellectual property laws.

You may not reproduce, copy, modify, distribute, publish, transmit, sell, license, or commercially exploit our intellectual property except as expressly permitted in writing.

13. Prohibited Uses

You agree not to use our website, content, products, or services to:

• Violate any law or regulation
• Infringe upon intellectual property rights
• Distribute malicious software
• Attempt unauthorized access to our systems
• Copy or scrape protected content
• Resell protected materials without permission
• Share paid content with unauthorized users
• Misrepresent our content as your own
• Commit fraud
• Interfere with the operation or security of our website or services

We reserve the right to suspend or terminate access if these Terms are violated.

14. Templates and Business Resources

Our templates and resources are intended to provide a starting point for your business.

You are responsible for reviewing and modifying templates before implementing them.

Business requirements vary by state, jurisdiction, industry, profession, and licensing authority.

We do not guarantee that a template complies with every law, professional rule, licensing requirement, insurance requirement, or industry regulation applicable to your business.

You should obtain professional advice when appropriate before implementing policies, contracts, forms, financial strategies, employment documents, or other legally significant materials.

15. Third-Party Platforms and Links

Our website or products may reference, integrate with, or link to third-party websites, software, platforms, products, or services.

Third-party services operate under their own terms, policies, and privacy practices.

The Wellness Business Studio does not control and is not responsible for the availability, content, policies, security, products, services, pricing, or actions of third-party providers.

A reference or link to a third party does not necessarily constitute an endorsement.

16. Testimonials and Examples

Testimonials, reviews, examples, and customer experiences may appear on our website or marketing materials.

Testimonials reflect the experiences of the individuals who provided them and are not guarantees that every customer will achieve the same results.

Individual results will vary.

17. Website Availability

We attempt to keep our website, memberships, courses, and digital resources available and functioning properly.

However, we do not guarantee uninterrupted or error-free access.

Access may occasionally be unavailable because of:

• Maintenance
• Technical problems
• Third-party platform outages
• Security updates
• Internet interruptions
• Circumstances outside our reasonable control

We may modify, update, replace, discontinue, or remove website features or content when necessary.

18. Disclaimer of Warranties

To the fullest extent permitted by law, The Wellness Business Studio provides its website, products, educational materials, and services on an “as is” and “as available” basis.

We make no guarantee that:

• Our materials will meet every business need
• Every strategy will produce a specific result
• Our website will always be available
• All content will remain error-free
• Any particular revenue, profit, customer, marketing, or growth outcome will occur

You use our materials at your own discretion and risk.

19. Limitation of Liability

To the fullest extent permitted by applicable law, The Wellness Business Studio and its owners, employees, contractors, affiliates, and representatives will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from your use of our website, products, services, courses, memberships, or educational materials.

This includes, without limitation, claims involving:

• Lost revenue
• Lost profits
• Business interruption
• Lost customers
• Lost opportunities
• Data loss
• Business decisions
• Marketing outcomes
• Financial decisions

To the fullest extent permitted by law, our total liability relating to a specific purchase will not exceed the amount you paid to The Wellness Business Studio for the product or service giving rise to the claim.

Some jurisdictions do not permit certain limitations of liability, so portions of this section may not apply to you.

20. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless The Wellness Business Studio and its owners, employees, contractors, representatives, and affiliates from claims, losses, liabilities, damages, and expenses arising from:

• Your misuse of our products or services
• Your violation of these Terms
• Your violation of another person's rights
• Your unlawful use of our materials
• Business decisions made based on our educational resources

21. Termination of Access

We reserve the right to suspend or terminate access to products, memberships, courses, accounts, or services if we reasonably believe that you have:

• Violated these Terms
• Shared protected materials without authorization
• Engaged in fraudulent activity
• Misused our intellectual property
• Attempted to compromise our website or systems
• Engaged in abusive or unlawful conduct

Termination for a violation of these Terms may result in loss of access without refund where permitted by law.

22. Changes to Products and Services

We may update, revise, improve, replace, discontinue, or modify our products, courses, memberships, or services.

Digital resources may also be updated periodically.

Purchasing a product does not guarantee access to every future version, upgrade, additional product, or future service unless specifically stated.

23. Changes to These Terms

We may update these Terms periodically to reflect changes to our products, services, business practices, technology, or legal requirements.

The most current version will be posted on our website with an updated effective date.

Your continued use of our website or services after updated Terms become effective constitutes acceptance of those Terms where permitted by law.

24. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the fullest extent permitted by law.

25. Entire Agreement

These Terms, together with any applicable Privacy Policy, Refund Policy, product-specific terms, and other policies posted on our website, constitute the agreement governing your use of The Wellness Business Studio website and services.

26. Governing Law

These Terms will be governed by and interpreted according to the laws of the State of New Hampshire and applicable federal laws of the United States, without regard to conflict-of-law principles.

Any disputes will be handled in the appropriate courts having jurisdiction in New Hampshire, unless applicable consumer law requires otherwise.

27. Contact Us

If you have questions about these Terms & Conditions, please contact:

The Wellness Business Studio

Email: thewellnessbizstudio@gmail.com

Website: https://payhip.com/TheWellnessBusinessStudio

Last Updated: September 12, 2026