Effective Date: [01/01/2026]

Store Name: [The Visual Market]

1. Acceptance of Terms

By accessing or purchasing any product from this store, you agree to be bound by these Terms of Service. If you do not agree, do not purchase or use our products.

2. Digital Products & Delivery

All products sold on this store are digital downloads.

Once payment is confirmed, products are delivered immediately via download link or account access.

You acknowledge that:

• Digital products are non-tangible
• Access is granted instantly
• Delivery is considered complete at the time of download or access

3. No Physical Goods

We do not ship physical items. Any misunderstanding regarding product format does not qualify for a refund.

4. Refund Policy (Summary)

Due to the nature of digital products, all sales are final.

Please review our full Refund Policy below before purchasing.

5. License & Usage

Unless otherwise stated:

• Products are licensed for personal or commercial use, depending on product description
• You may not resell, redistribute, share, sublicense, or give away the files
• You may not upload products to free or paid marketplaces, file-sharing sites, or AI training databases

Violation of license terms will result in immediate termination of access without refund.

6. Intellectual Property

All products, designs, templates, text, graphics, and files are the intellectual property of The Visual Market.

Ownership is not transferred with purchase.

7. Prohibited Use

You agree not to:

• Share or resell files
• Claim the products as your own
• Use the products for unlawful or fraudulent purposes
• Attempt chargebacks or payment disputes without contacting us first

8. Chargebacks & Payment Disputes

Initiating a chargeback or dispute without first contacting us is considered a breach of these terms.

We reserve the right to:

• Permanently revoke access
• Provide delivery confirmation and usage logs to payment processors
• Block future purchases

Fraudulent chargebacks may be reported.

9. Limitation of Liability

We are not liable for:

• Business losses
• Revenue loss
• Incorrect usage of products
• Compatibility issues with third-party software

All products are provided “as is.”

10. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the store constitutes acceptance of changes.ur customers to see.

Last Updated: [01/01/2026]

Digital Products – All Sales Final

Due to the instant access and downloadable nature of digital products, we do not offer refunds, returns, or exchanges.

By completing a purchase, you acknowledge and agree that:

• You waive your right to a refund once the product is delivered
• Access to the files constitutes fulfillment of the order

Refunds Will NOT Be Issued For:

• Change of mind
• Accidental purchase
• Failure to read product descriptions
• Incompatibility with software, devices, or printers
• Lack of results or business performance
• Download issues caused by user error
• Unauthorized purchases by third parties

Chargebacks & Disputes

Initiating a chargeback instead of contacting us directly violates this policy.

We submit:

• Proof of digital delivery
• Download/access logs
• Acceptance of terms at checkout

Abusive or fraudulent disputes will result in a permanent ban from future purchases.

Acknowledgment

By purchasing from this store, you confirm that you:

• Understand the no-refund policy
• Agree to the Terms of Service
• Accept full responsibility for your purchase decision