Build a Simple Budget and Expense Tracker (Ebook + Worksheet)
Most budgets fail because they're too complicated to keep. This ebook helps you build one that's simple enough to stick with: a short list of categories, a tracker in a free spreadsheet or on paper, and a 15-minute weekly review that keeps it all on course.
Inside the 36-page ebook:
- Why budgets fail, and the handful of numbers that actually matter
- Choosing paper, a spreadsheet, or an app
- A starter category list and rules for what goes where
- Step-by-step spreadsheet build in Google Sheets or Excel, with copy-ready SUMIFS formulas, dropdowns, and overspending highlights
- A four-page paper tracker system
- Zero-based, 50/30/20, envelope, and pay-yourself-first methods, explained neutrally
- Tracking without burnout, the 15-minute weekly review, sinking funds for irregular expenses, and savings goals
- Keeping side-business money separate, spreadsheet extras, a worked example, common mistakes, and an FAQ
Includes the Monthly Plan and Weekly Review Worksheet, with a monthly budget, sinking funds, bill calendar, savings goals, side-business tracker, and weekly check-in.
Format: PDF, 36 pages, US Letter.
Please note: this is general educational material, not financial, tax, or legal advice. For decisions about debt, investing, or taxes, talk to a qualified professional. This ebook was written with the help of AI tools and reviewed and edited by the author. For personal use; no resale or PLR rights.
Book 6 of the Digital Product Starter Series. Get all 7 books in the bundle and save.
