Debt Payoff Tracker | Debt Snowball & Avalanche Spreadsheet | Payoff Plan, Interest Saved & Debt-Free Date | Excel & Google Sheets

Pay off your debt faster — and watch it happen.

This Debt Payoff Tracker turns your debts into a clear, motivating plan. List what you owe and instantly see your debt-free date and how much interest you'll save.

WHAT YOU GET

• Debts tab — list every debt (balance, APR, minimum payment). Months to pay off and total interest are calculated for each one.

• Snowball or Avalanche — number your debts to attack the smallest balance first (snowball, best motivation) or the highest APR first (avalanche, saves the most).

• Dashboard — total debt, weighted average APR, your debt-free date, and how many months and how much interest you save by adding an extra payment.

• Just set one number — your Extra Monthly Payment — and see the impact instantly.

PERFECT FOR

• Anyone paying off credit cards, loans or medical bills.

• Debt snowball / debt-free journey and budgeting fans.

WORKS WITH

Microsoft Excel · Google Sheets · LibreOffice Calc. Desktop and mobile.

INSTANT DIGITAL DOWNLOAD

You'll get the spreadsheet immediately after purchase. Because this is a digital product, all sales are final (no refunds). A built-in Instructions tab walks you through everything.

Note: this is an educational and organizing tool only. It does not provide financial, debt, tax or legal advice. Months and interest are estimates based on your inputs and a constant APR; actual results vary. Consult a qualified professional for advice.